There are three relevant provisions that have already come into force with regard to banks: Section 4(1), Section 5(1), and Section 5(2). In addition to having access to information held by or under the control of the Bank which is a public authority, the right to information also includes inspecting the work, documents, and records, taking notes, extracting copies or certifying samples of documents/ records, and obtaining information that is also stored electronically. It is not covered by the RTI Act if it is a private bank. If you want to escalate your complaint, you can do so by filing it with the bank's nodal officer, who can then make a referral to the Banking Ombudsman.
RTI Against Bank - As per Section 6(1) of the RTI Act “An individual, who wants to obtain any information under this Act, shall submit an RTI Application in writing or through electronic means in English or Hindi in the official language of the area, with fees as prescribed by the state or central government”.
To file RTI against any Public or Private Bank you need to write an RTI Application in Hindi, English, or any official language of the area with all the details and send it to the concerned authority.
There Are Two Ways That You Can Follow To File RTI Against Bank:
1. Online RTI
To file an online RTI against bank you need to follow these easy and simple steps:
Step 1: Click on Apply Now
Step 2: Choose the Type of RTI (Other RTI)
Step 3: Fill in the details and proceed with the payment
Step 4: Check your RTI Application Status
So these are simple steps to file RTI Online against Bank.
2. Offline RTI
There is a step-by-step guide to writing RTI Applications against any Bank in India. So let's start the steps:
Step 1: Write an RTI Application in Hindi, English, or any official language of that particular area.
Step 2: Address the application to PIO/APIO(Public Information Officer/Assistant Public Information Officer).
Step 3: The address is to the competent authority, (need not mention his/her name), basically address the "public information officer".
For example
To,
Public Information Officer,
Name of the Bank
Complete Address of the Bank
Step 4: The application ought to be in a basic and simple language. Mention your question points, abstain from asking vague questions, and ask direct questions. Avoid using too specialized terms or legitimate language.
Step 5: Attach Government RTI Fee as IPO/DD/MO and so on as pertinent with the RTI Application.
Step 6: Undersign the application, remember to take a copy for your future references. At the end of the application make a declaration that you are an Indian resident.
When To File RTI Against Bank?
You can file RTI against Bank in the following circumstances:
If you want to seek information under the Right To Information Act, 2005 from any bank then you can apply for RTI online. Click here to apply for RTI online.
Latest Comments
Mo Hasnen Ansari April 02, 2023
My grandfather was expired in 17/11/2012 he have a account in jila Sahakari Kendriya Bank Maryadit H.O Jabalpur branch sihora the bank stuff said that the nomination related documents are missing. So what I do next ?
Ramaraj Subramaniam January 12, 2023
Principal debtor cash not paid Bank recovery amount from the quarantor what are the rights for the quarantor get money
Ramaraj Subramaniam January 12, 2023
Bank y not take action against the borrower
Raju January 04, 2023
replyWhat is the procedure to file an RTI against a bank?
January 04, 2023
The Right to Information Act is applicable to all public sector banks. You can make an application under section 6(1) of the RTI Act asking for the information to be furnished if required. Submit it to the Public Information Officer of the concerned branch of the bank. Lok Sewa Kendras are functioning all over India. Hence one may choose to transfer the said application to the said center with the request that the necessary information be obtained from the concerned bank and submitted to you. This of course works better and the bank can't do this to us. You can take the application to RBI and ask the concerned bank to get the required information and submit the same to you as the bank is a private one but its activities are under the direct control of RBI. This can be done in the case of public sector banks also.
Bhavya January 04, 2023
replyI have not received a home loan subsidy amount from the State Bank of India. Can I apply RTI to know the reason?
January 04, 2023
Yes, you can file an RTI application to know the reason behind the delay in release of home loan subsidy amount from State Bank of India. It is a public sector banking and financial services statutory body. It is a government corporation statutory body headquartered in Mumbai, Maharashtra. It came into existence on 1st July, 1955 after the nationalization of Imperial Bank of India. Therefore, it is a public authority u/s 2(h) of the RTI Act 2005 and applications u/s 2(f) and 6(1) can be made with the requisite payment of fee. RTI application can be made to the designated PIO of the branch that has issued the home loan or can be made on the National Portal for RTI. The applicant has to mention the loan account number.
Ishan Raj January 03, 2023
replyCan I apply RTI to the Bank of Baroda for my bank account details?
January 03, 2023
Yes, you can file RTI to the Bank of Baroda. Bank of Baroda (BoB) is an Indian Multinational, Public Sector Banking and Financial Services Company owned by the Government of India. The Bank, along with 13 other major Commercial Banks of India, was nationalized on 19 July 1969, by the Government of India and has been designated as a profit-making Public Sector Undertaking (PSU). Thus, the Bank of Baroda is a "Public Authority" as per Section 2 (h) of the RTI Act, 2005 and you can file RTI Application to obtain Your Bank Account Details. You can file the RTI either Online or through Offline Mode. To know the further procedure to file RTI Online for Central Government, please refer to (how to file RTI - Read Complete Guide on RTI - by rtiguru.com )
Arav Rathore January 03, 2023
replyAre banks covered under RTI? Can I recover any information from a bank under RTI Act?
January 03, 2023
Yes, Public Sector Banks are covered under RTI Act 2005. However, You may write to the PIO of RBI to seek information about the private bank. You can file RTI to a Public Sector Bank other than to obtain information pertaining to a Third Party or Exemption under Section 8 (1) (d). To know more about the procedure to file RTI to Nationalised Banks under Central Government, please refer to How to file RTI - Read Complete Guide on RTI - by rtiguru.com (All 29 States)