There are three relevant provisions that have already come into force with regard to banks: Section 4(1), Section 5(1), and Section 5(2). In addition to having access to information held by or under the control of the Bank which is a public authority, the right to information also includes inspecting the work, documents, and records, taking notes, extracting copies or certifying samples of documents/ records, and obtaining information that is also stored electronically. It is not covered by the RTI Act if it is a private bank. If you want to escalate your complaint, you can do so by filing it with the bank's nodal officer, who can then make a referral to the Banking Ombudsman.
RTI Against Bank - As per Section 6(1) of the RTI Act “An individual, who wants to obtain any information under this Act, shall submit an RTI Application in writing or through electronic means in English or Hindi in the official language of the area, with fees as prescribed by the state or central government”.
To file RTI against any Public or Private Bank you need to write an RTI Application in Hindi, English, or any official language of the area with all the details and send it to the concerned authority.
There Are Two Ways That You Can Follow To File RTI Against Bank:
1. Online RTI
To file an online RTI against bank you need to follow these easy and simple steps:
Step 1: Click on Apply Now
Step 2: Choose the Type of RTI (Other RTI)
Step 3: Fill in the details and proceed with the payment
Step 4: Check your RTI Application Status
So these are simple steps to file RTI Online against Bank.
2. Offline RTI
There is a step-by-step guide to writing RTI Applications against any Bank in India. So let's start the steps:
Step 1: Write an RTI Application in Hindi, English, or any official language of that particular area.
Step 2: Address the application to PIO/APIO(Public Information Officer/Assistant Public Information Officer).
Step 3: The address is to the competent authority, (need not mention his/her name), basically address the "public information officer".
Public Information Officer,
Name of the Bank
Complete Address of the Bank
Step 4: The application ought to be in a basic and simple language. Mention your question points, abstain from asking vague questions, and ask direct questions. Avoid using too specialized terms or legitimate language.
Step 5: Attach Government RTI Fee as IPO/DD/MO and so on as pertinent with the RTI Application.
Step 6: Undersign the application, remember to take a copy for your future references. At the end of the application make a declaration that you are an Indian resident.
When To File RTI Against Bank?
You can file RTI against Bank in the following circumstances:
If you want to seek information under the Right To Information Act, 2005 from any bank then you can apply for RTI online. Click here to apply for RTI online.